As a society, nobody likes to wait. Very few of us have the patience to wait, which is why Disney World offers the “Fast Pass” and the NFL made the fast line concession stand for season ticket holders. These monoliths know how to manage our waiting expectations. Banks also jumped to this conclusion and later the bandwagon with offering “prequalification.” Once prospective homeowners discovered the type of home that they couldn’t live without, they wanted to “Fast Pass” their way to an answer.