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Prepping Your Home for Sale? Spruce it Up!
Selling a home in today’s market takes more than enlisting the help of a realtor. Careful planning and sprucing up your home before you put it on the market will go a long way when it comes to making an impression on potential buyers.
How to Increase the Resale Value of Your Home
If you’re ready to put your house on the market, it’s important to pause and consider what home improvements could help to increase the resale value of your home. The quickest way to increase value is by creating a strategic plan with intentional, well thought out upgrades. Home improvement projects will cost you roughly $0.20-$0.25 on the dollar. The remaining $0.75-$0.80 that you spend goes back into your home as increased resale value. Experts say that once your curb appeal looks good, you should focus on kitchen and bathroom upgrades. Here are some basic, low-cost must-dos for increasing the resale value of your home.
Get Ahead in a Competitive Homebuyer Market
Spring and Summer are the busiest times for home sales, so anyone in the market for a new home right now has joined a competitive pool of hopeful homeowners.
How to Get Pre-Approved for a Mortgage
When it comes to buying a new home, people often underestimate just how competitive today’s real estate market can be. Don’t be fooled by what you see on popular shows on the HGTV network; in most cases, purchasing the home of your dreams isn’t as simple as touring a house, telling your agent you want to make an offer, and moments later, the house keys are in hand. On the contrary; that house of your dreams is often the house of your dreams to several other people, and all of them are willing to do whatever it takes to make the sellers accept their offer instead of yours.
Do’s and Don’ts of First-Time Home Buying and Selling
Buying or selling a home can be an exciting time in a person’s life but there are some common mistakes people tend to make. As the real estate market heats up again, understanding the housing market may help you make your decision on when to buy or sell. While it can seem like a daunting task, the experts at Pacor Mortgage can assist you through the process. Here are some tips when it comes to buying and selling your home.
Your Spring Home Buying Checklist
Purchasing a new home can be exciting for everyone involved. Working together to house hunt and find the perfect home takes a lot of hard work, but will pay off in the end with your new forever home. Before you start your home buying process, make sure you check these items off your checklist.
How to Avoid Paying PMI (Private Mortgage Insurance)
PMI, or private mortgage insurance, is required when purchasing a home when a buyer’s down payment is less than 20%
A First-Time Homebuyer Checklist
Buying your first home can be an exciting time. You’ve finally decided that you’re ready to go from renting to buying, but what types of things should you prepare for before you take that big step? Here are a few things to keep on your first-time homebuyer checklist.
The Many Benefits of FHA Home Financing
If you’re trying to buy a new home, but aren’t sure where to start when it comes to looking for a home loan, an FHA may be a good place to start. This is a great option if you’re having trouble getting approved through traditional lenders. Here a few benefits of FHA home financing.
Home Improvement Projects to Finish Before Winter
If the upcoming winter months stress you out because of the current state of your home, you’re not alone. Many people scramble to get home improvement projects done before the cold weather hits, and if you don’t get a certain project done in time, you could be in some serious trouble. Here are a few projects to try and get done before winter.
Consider Cash Out Refinancing for your Fall Renovation
As the month of August comes to a close and another September begins, that can only mean one thing: summer’s activities are ending, while autumn’s are just around the corner. Yes, it’s almost time to pack away the swimming suits and kayaks, to store the pontoon boats and the pool toys until next June comes around.
Cash-Out Refinancing
Whether you’re looking to make expensive home improvements, pay off some debt, or just need some cash for personal reasons, cash-out refinancing can be a great option for many people. Below you’ll find more information on cash-out refinancing and how it can help you.
The Benefits of VA Loans
A VA loan is quite possibly the most powerful and flexible lending option on the market for active military and veterans today. The VA loan program’s advantages over other loan types are the main reason why VA loan volume has continually grown over the last few years. For those who’ve served our country, VA financing comes with significant financial advantages. Keep reading to find out how you can benefit on the journey towards homeownership with the help of VA financing.
VA Lending Options at Pacor Mortgage
In 1944, Congress created the VA Loan Guarantee Program to ensure that returning military service member could achieve their dreams of homeownership. Since the VA Loan Guarantee Program was created, the Department of Veterans Affairs has helped more than 18-million military members purchase their dream home.
Kick off the Spring Season with a Renovation Project in your Home
When your DVR and your Netflix queue is filled with home design shows, it’s easy to get inspired. If your inner interior designer comes out whenever you watch a design expert renovate a kitchen in seemingly no time at all, you aren’t alone. In fact, it seems that there should be a support group for self-professed HGTV addicts; there are plenty of them out there, always looking for the next big way to give their home a face-lift. And there’s nothing wrong with that! Heck, we’d be sitting next to you in that pretend support group, talking about the wonders of shiplap and granite countertops.
Spend Your Tax Refund on a Home Down Payment
As March concludes and April approaches, that can only mean one thing: Christmas has come early and the gifts are going to start coming in! That is, if you’re lucky enough to have gotten a tax refund this year.
Tips for First-Time Homebuyers
If you’re a first-time homebuyer, the whole process can seem pretty overwhelming. You’re likely working with multiple people – like realtors and mortgage lenders – and plenty of financial and real estate jargon gets thrown around. The whole experience can be both stressful and exciting. There are a few tips for future or first-time homebuyers that can make the entire process go more smoothly, and to keep any surprise expenses from being too… surprising.
Pacor Mortgage: Helping Homeowners Since 1986
Pacor Mortgage is a Chicagoland based company and outstanding resource for mortgage financing. Now in our 31st year of business, our management team has seen the company grow through the most challenging markets. Our experience is what makes us the optimal choice for your mortgage needs, making us a reliable partner when it comes to mortgage financing. Continue reading for a list of our services.
Fast Pass Your Way with Prequalification
As a society, nobody likes to wait. Very few of us have the patience to wait, which is why Disney World offers the “Fast Pass” and the NFL made the fast line concession stand for season ticket holders. These monoliths know how to manage our waiting expectations. Banks also jumped to this conclusion and later the bandwagon with offering “prequalification.” Once prospective homeowners discovered the type of home that they couldn’t live without, they wanted to “Fast Pass” their way to an answer.