Have you decided it’s time to buy your first home? Congratulations! It is a huge decision, and there is much to learn to make the process as smooth as possible. The home-buying process can be overwhelming at first, but the experts at Pacor Mortgage are here to help you! This blog post will give you…Read More
Credit can make a significant difference in obtaining your life goals. Creditworthiness can impact milestones such as buying a house, paying off debts, or purchasing a car. It’s never too late to build credit; however, starting while you are still young is best. Let’s look at credit scores and credit reports, how they affect your…Read More
As you consider applying for a mortgage, it can be equally comforting and daunting to know that there are so many available options as you look to finance your home purchase. When you think of a mortgage, the most common one that comes to mind is conventional loans. Conventional loans, sought by more than 60%…Read More
Summer is typically the busiest time of year in the real estate market. Some reasons for increased activity are families looking to relocate before school starts and developers wanting the most of long daylight hours to finish renovation projects. Home staging is a great way to make the most of the hot summer real estate…Read More
Buying a home is an exciting milestone in your life. It’s an opportunity to put down roots and have a place you can finally call your own. But before you call a realtor, you need to establish a budget and ask yourself an important question: How much house can I afford? While having a gourmet…Read More
House hunting can be one of the most exciting times in your life, but it can also be one of the most challenging. Before you start your search, it’s important to ask yourself some questions such as: What type of house do I want? Where do I want to move to? What is my maximum…Read More
According to recent survey data from the National Association of Realtors, purchasing a home remains part of the “American Dream.” Homeownership is still an attractive opportunity for financial security, stability, and investment for you and your family. If owning a home is a dream of yours, it may be easier to achieve than you might…Read More
Congratulations – you’ve been pre-approved for a mortgage and started your journey to achieving homeownership! Now comes the fun part – choosing the must-haves for your dream home. You’ve figured out your budget, square footage, and the number of bedrooms requirements, but what about other features? If you haven’t decided on additional features for your…Read More
If staying inside our living spaces for the better part of 2020 made us realize anything, it’s “there’s no place like home.” Our homes became – and in most places remain – multi-functional spaces, serving as an office, a school, an entertainment center, and a shelter from what looms outside. And since we’re spending more…Read More
In 2020, 30-year fixed mortgage rates started the year at historically low levels. Rates fell below 3.0% for the first time as COVID-19 took its toll on the economy. What does the future hold? Can we expect interest rates to rise or fall in 2021? Mortgage Rate Forecast According to an average of forecasts from…Read More