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Fixed-Rate vs. Adjustable-Rate Mortgages
When you’re shopping for a home loan, you’ll come across various mortgage options related to the down payment, loan term, and interest rate. Let’s focus on the interest rate and how your choice will affect your overall mortgage payment. There are two main options – fixed-rate and adjustable-rate. What’s the difference and how do you know which one is better for you?
A Guide to Down Payment Assistance Programs
Saving up for a down payment can be an obstacle for many first-time homebuyers. You want to take advantage of the historically low mortgage rates. Still, rent, utilities, childcare, and other monthly expenses make it difficult to save up that 20% down payment that most lenders require.
Pacor Mortgage Is An Equal Housing Opportunity Lender
Equal Opportunity Housing is based on the idea that all persons should be granted “equal opportunities” when it comes to renting or purchasing real estate property. Often used in connection with the phrase “Fair Housing,” the term references anti-discrimination policies and laws set forth by the local, state, and federal government.
Ways to Wow Your Winter décor
In order to survive a blistering cold Illinois winter, your home needs more than a six-month supply of coffee and a collection of blankets and sweaters. If you plan on hibernating until spring, your home needs to feel homey and inviting. Luckily, winter décorations mean more than keeping your holiday wreaths and décor until March. The key to creating a stylish winter home is incorporating textural layers and seasonal colors with natural elements, touches of greenery and the strategic use of winter white.