Is Now a Good Time to Buy a House?


Is Now a Good Time to Buy a House? What to Expect in 2022

Is Now a Good Time to Buy a House?

For homebuyers, 2021 was one of the most challenging years to navigate the housing market in recent history. For-sale homes had multiple offers before they officially hit the market. Contingency waivers were the norm, not the exception. Home prices hit record highs, with some homeowners gaining over 100K in home equity.    With the craziness…Read More

Effects of Inflation on Housing Prices

rising housing prices

In most economies, inflation is a common phenomenon and is often considered an early sign of the end of an economic cycle. A sudden spike in inflation can impact everything from the price of a gallon of gas to a jumbo pack of toilet paper. However, if you’re in the home buying market, the impact…Read More

Fixed-Rate vs. Adjustable-Rate Mortgages

saving to buy a home

When you’re shopping for a home loan, you’ll come across various mortgage options related to the down payment, loan term, and interest rate. Let’s focus on the interest rate and how your choice will affect your overall mortgage payment. There are two main options – fixed-rate and adjustable-rate. What’s the difference and how do you…Read More

A Guide to Down Payment Assistance Programs

family standing in front of home

Saving up for a down payment can be an obstacle for many first-time homebuyers. You want to take advantage of the historically low mortgage rates. Still, rent, utilities, childcare, and other monthly expenses make it difficult to save up that 20% down payment that most lenders require.  According to the Homeownership Program Index, there are…Read More

Pre-qualified vs. Pre-approved: What’s the Difference?

buying a new home

Before jumping headfirst into the frenzy of the homebuying process, any prospective homebuyer has a general idea of where they want to live, the style of home they want, and how much house they can afford. And when you start to shop around for mortgage options, you’ll begin to hear the terms pre-approval and pre-qualification. …Read More

Importance of Pre-Approval When Buying a Home

morgage application form

Are you getting ready to buy your first home? Or are you looking to downsize? In either case, the first step you should take in the home buying process is to get pre-approved for a mortgage.  According to a survey from, 48 percent of potential homebuyers are making the mistake of skipping the pre-approval…Read More

How Much House Can You Afford?

House you can afford

Buying a home is an exciting milestone in your life. It’s an opportunity to put down roots and have a place you can finally call your own. But before you call a realtor, you need to establish a budget and ask yourself an important question: How much house can I afford?  While having a gourmet…Read More

Buying a House in 2021: What to Expect

Buying a house

House hunting can be one of the most exciting times in your life, but it can also be one of the most challenging. Before you start your search, it’s important to ask yourself some questions such as: What type of house do I want? Where do I want to move to? What is my maximum…Read More

Will Interest Rates Remain Low in 2021?

Interest rates

According to recent survey data from the National Association of Realtors, purchasing a home remains part of the “American Dream.” Homeownership is still an attractive opportunity for financial security, stability, and investment for you and your family. If owning a home is a dream of yours, it may be easier to achieve than you might…Read More

What Features Do Buyers Want in a Home?

Features Buyers Want

Congratulations – you’ve been pre-approved for a mortgage and started your journey to achieving homeownership! Now comes the fun part – choosing the must-haves for your dream home. You’ve figured out your budget, square footage, and the number of bedrooms requirements, but what about other features?  If you haven’t decided on additional features for your…Read More