Home Buying and Selling

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Do’s and Don’ts of First-Time Home Buying and Selling

Home Buying and Selling

Buying or selling a home can be an exciting time in a person’s life but there are some common mistakes people tend to make. As the real estate market heats up again, understanding the housing market may help you make your decision on when to buy or sell. While it can seem like a daunting…Read More

Your Spring Home Buying Checklist

Homebuyer checklist

Purchasing a new home can be exciting for everyone involved. Working together to house hunt and find the perfect home takes a lot of hard work, but will pay off in the end with your new forever home. Before you start your home buying process, make sure you check these items off your checklist. Get…Read More

How to Avoid Paying PMI (Private Mortgage Insurance)

avoid PMI

PMI, or private mortgage insurance, is required when purchasing a home when a buyer’s down payment is less than 20%.  Pacor Mortgage Corp. shares five ways to avoid paying PMI below: 20% Down Payment The first option is to pay 20% or more for a down payment on the house. With 20% equity, PMI does…Read More

A First-Time Homebuyer Checklist

Homebuyer checklist

Buying your first home can be an exciting time. You’ve finally decided that you’re ready to go from renting to buying, but what types of things should you prepare for before you take that big step? Here are a few things to keep on your first-time homebuyer checklist. Pre-Approval Getting pre-approved means that you’re getting…Read More

The Many Benefits of FHA Home Financing

FHA home financing

If you’re trying to buy a new home, but aren’t sure where to start when it comes to looking for a home loan, an FHA may be a good place to start. This is a great option if you’re having trouble getting approved through traditional lenders. Here a few benefits of FHA home financing. Smaller…Read More

Home Improvement Projects to Finish Before Winter

Home Improvement

If the upcoming winter months stress you out because of the current state of your home, you’re not alone. Many people scramble to get home improvement projects done before the cold weather hits, and if you don’t get a certain project done in time, you could be in some serious trouble. Here are a few…Read More

Consider Cash Out Refinancing for your Fall Renovation

Cash out

As the month of August comes to a close and another September begins, that can only mean one thing: summer’s activities are ending, while autumn’s are just around the corner. Yes, it’s almost time to pack away the swimming suits and kayaks, to store the pontoon boats and the pool toys until next June comes…Read More

Cash-Out Refinancing

Cash-out Refinancing

Whether you’re looking to make expensive home improvements, pay off some debt, or just need some cash for personal reasons, cash-out refinancing can be a great option for many people. Below you’ll find more information on cash-out refinancing and how it can help you. What is Cash-Out Refinancing? Bankrate defines cash-out refinancing as, “A cash-out…Read More

The Benefits of VA Loans

A VA loan is quite possibly the most powerful and flexible lending option on the market for active military and veterans today. The VA loan program’s advantages over other loan types are the main reason why VA loan volume has continually grown over the last few years. For those who’ve served our country, VA financing…Read More

VA Lending Options at Pacor Mortgage

VA lending

In 1944, Congress created the VA Loan Guarantee Program to ensure that returning military service member could achieve their dreams of homeownership. Since the VA Loan Guarantee Program was created, the Department of Veterans Affairs has helped more than 18-million military members purchase their dream home. What is a VA Loan? A VA loan is…Read More