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Importance of Pre-Approval When Buying a Home

morgage application form

Are you getting ready to buy your first home? Or are you looking to downsize? In either case, the first step you should take in the home buying process is to get pre-approved for a mortgage.  According to a survey from realtor.com, 48 percent of potential homebuyers are making the mistake of skipping the pre-approval…Read More

How Much House Can You Afford?

House you can afford

Buying a home is an exciting milestone in your life. It’s an opportunity to put down roots and have a place you can finally call your own. But before you call a realtor, you need to establish a budget and ask yourself an important question: How much house can I afford?  While having a gourmet…Read More

Buying a House in 2021: What to Expect

Buying a house

House hunting can be one of the most exciting times in your life, but it can also be one of the most challenging. Before you start your search, it’s important to ask yourself some questions such as: What type of house do I want? Where do I want to move to? What is my maximum…Read More

Will Interest Rates Remain Low in 2021?

Interest rates

According to recent survey data from the National Association of Realtors, purchasing a home remains part of the “American Dream.” Homeownership is still an attractive opportunity for financial security, stability, and investment for you and your family. If owning a home is a dream of yours, it may be easier to achieve than you might…Read More

What Features Do Buyers Want in a Home?

Features Buyers Want

Congratulations – you’ve been pre-approved for a mortgage and started your journey to achieving homeownership! Now comes the fun part – choosing the must-haves for your dream home. You’ve figured out your budget, square footage, and the number of bedrooms requirements, but what about other features?  If you haven’t decided on additional features for your…Read More

Should You Sell (or Not Sell) in 2021?

Sell your home

For homeowners, it’s a great time to sell and receive a maximum return on your investment. But the question remains: will 2021 follow the same trend?

Why Refinance?

Refinance

Refinancing might be a good option if you want to lower your monthly mortgage payment or pay off your home loan faster. But what is refinancing, exactly? What are the benefits to you as a homeowner? And what do you need to refinance?  The mortgage professionals at Pacor Mortgage are here to provide an overview…Read More

Interior Design Trends for 2021

Interior design

If staying inside our living spaces for the better part of 2020 made us realize anything, it’s “there’s no place like home.” Our homes became – and in most places remain – multi-functional spaces, serving as an office, a school, an entertainment center, and a shelter from what looms outside. And since we’re spending more…Read More

Shop Local When You Can, Even If You’re Shopping Online

shop local

2020 has been a year like no other in our lifetime and if you’re like a majority of Americans you are probably counting down the days until we raise our glasses and start a new year. With the coronavirus pandemic ravaging the global economy and wiping out calendars and social gatherings the holidays will no…Read More

Mortgage Rates in 2021

Interest rates 2021

In 2020, 30-year fixed mortgage rates started the year at historically low levels. Rates fell below 3.0% for the first time as COVID-19 took its toll on the economy. What does the future hold? Can we expect interest rates to rise or fall in 2021? Mortgage Rate Forecast According to an average of forecasts from…Read More