Rural Development

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Rural Development Loans

Rural Development

If you’re looking to buy a home in a suburban or rural area and have little or no down payment, consider a  USDA Rural Development Loan. This can be a great option if you’re a first time home buyer or want to further away from a large, urban area.  However, this doesn’t mean your new…Read More

The Time to Sell Is Now!

Time to sell

It’s been an uncertain few months in the United States real estate market, largely due to the COVID-19 pandemic and an unstable economy.  If you were planning on selling your home this fall, you may now be asking “is now a good time to sell?” or “should I wait to sell until everything settles down?”…Read More

Ways to Improve Your Credit Score

Credit Score

Your credit score is the biggest factor in determining the mortgage rate you receive, or even if you qualify for a home mortgage.  If you have a good or higher credit score, it can ultimately save you thousands of dollars over the life of the loan. According to Experian®, the minimum credit score needed to…Read More

Pacor Mortgage Is An Equal Housing Opportunity Lender

Equal Housing

Equal Opportunity Housing is based on the idea that all persons should be granted “equal opportunities” when it comes to renting or purchasing real estate property. Often used in connection with the phrase “Fair Housing,” the term references anti-discrimination policies and laws set forth by the local, state, and federal government.  To be considered an…Read More

Post-Pandemic Real Estate Outlook

Real Estate Outlook

In the world of real estate, spring is usually the official start of the home-buying frenzy. Prior to mid-March, the real estate industry was slated for a highly competitive and profitable home-buying season thanks to historically low inventory and ultra-low mortgage rates. However, the  COVID-19 pandemic changed all that, introducing us to a “new normal.”…Read More

How to Keep Your Home Safe From Viruses and Germs

Keep your home safe

In the past two months, the COVID-19 pandemic has cautioned that being “safer at home” is the best practice to prevent the spread of the virus. Despite your best efforts, infectious viruses, germs, and bacteria can still find their way into your home.  Dealing with the coronavirus – or any virus – can be tricky.…Read More

How Will Coronavirus Impact Real Estate?

real estate

The COVID-19 pandemic has not only had a negative impact on the United States financially but mentally and emotionally as well. The real estate market is no exception. Spring is usually the busiest time of time for the housing market, but that has changed due to COVID-19. Even in the best of market conditions, it’s…Read More

How to Stage Your Home

Staging your home

Thanks to an influx of home-decorating and renovation shows, potential buyers expect to see picture-perfect homes during their home search. How does one achieve this? By staging your home.  Staging a home is the process of strategically arranging furniture and décor to make it look “showroom ready” when selling, taking the time and effort to…Read More

Home Selling Tips

Home for Sale

Whether it’s the home where you raised your family, your first (or starter) home, or a home you’ve inherited from your parents, selling a home can be a stressful and emotional experience. Not only will you be packing boxes, but you’ll also be packing memories and embarking on a new chapter in your life. While…Read More

How Your Credit Score Plays Into Buying a Home

Credit Score

Nearly 40% of American’s make New Year’s resolutions. Of those making resolutions, 21% included buying a home on their list of 2020 resolutions.  Before you set out to make your dream of homeownership a reality, there are a number of questions to ask yourself: Where should I buy my home? What style of home do…Read More