If you’re looking to buy a home in a suburban or rural area and have little or no down payment, consider a USDA Rural Development Loan. This can be a great option if you’re a first time home buyer or want to further away from a large, urban area. However, this doesn’t mean your new…Read More
It’s been an uncertain few months in the United States real estate market, largely due to the COVID-19 pandemic and an unstable economy. If you were planning on selling your home this fall, you may now be asking “is now a good time to sell?” or “should I wait to sell until everything settles down?”…Read More
Your credit score is the biggest factor in determining the mortgage rate you receive, or even if you qualify for a home mortgage. If you have a good or higher credit score, it can ultimately save you thousands of dollars over the life of the loan. According to Experian®, the minimum credit score needed to…Read More
Equal Opportunity Housing is based on the idea that all persons should be granted “equal opportunities” when it comes to renting or purchasing real estate property. Often used in connection with the phrase “Fair Housing,” the term references anti-discrimination policies and laws set forth by the local, state, and federal government. To be considered an…Read More
In the world of real estate, spring is usually the official start of the home-buying frenzy. Prior to mid-March, the real estate industry was slated for a highly competitive and profitable home-buying season thanks to historically low inventory and ultra-low mortgage rates. However, the COVID-19 pandemic changed all that, introducing us to a “new normal.”…Read More
In the past two months, the COVID-19 pandemic has cautioned that being “safer at home” is the best practice to prevent the spread of the virus. Despite your best efforts, infectious viruses, germs, and bacteria can still find their way into your home. Dealing with the coronavirus – or any virus – can be tricky.…Read More
The COVID-19 pandemic has not only had a negative impact on the United States financially but mentally and emotionally as well. The real estate market is no exception. Spring is usually the busiest time of time for the housing market, but that has changed due to COVID-19. Even in the best of market conditions, it’s…Read More
Thanks to an influx of home-decorating and renovation shows, potential buyers expect to see picture-perfect homes during their home search. How does one achieve this? By staging your home. Staging a home is the process of strategically arranging furniture and décor to make it look “showroom ready” when selling, taking the time and effort to…Read More
Whether it’s the home where you raised your family, your first (or starter) home, or a home you’ve inherited from your parents, selling a home can be a stressful and emotional experience. Not only will you be packing boxes, but you’ll also be packing memories and embarking on a new chapter in your life. While…Read More
Nearly 40% of American’s make New Year’s resolutions. Of those making resolutions, 21% included buying a home on their list of 2020 resolutions. Before you set out to make your dream of homeownership a reality, there are a number of questions to ask yourself: Where should I buy my home? What style of home do…Read More