Credit can make a significant difference in obtaining your life goals. Creditworthiness can impact milestones such as buying a house, paying off debts, or purchasing a car. It’s never too late to build credit; however, starting while you are still young is best. Let’s look at credit scores and credit reports, how they affect your…Read More
Your credit score is the biggest factor in determining the mortgage rate you receive, or even if you qualify for a home mortgage. If you have a good or higher credit score, it can ultimately save you thousands of dollars over the life of the loan. According to Experian®, the minimum credit score needed to…Read More
Nearly 40% of American’s make New Year’s resolutions. Of those making resolutions, 21% included buying a home on their list of 2020 resolutions. Before you set out to make your dream of homeownership a reality, there are a number of questions to ask yourself: Where should I buy my home? What style of home do…Read More