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A Guide to Down Payment Assistance Programs

family standing in front of home

Saving up for a down payment can be an obstacle for many first-time homebuyers. You want to take advantage of the historically low mortgage rates. Still, rent, utilities, childcare, and other monthly expenses make it difficult to save up that 20% down payment that most lenders require.  According to the Homeownership Program Index, there are…Read More

What Features Do Buyers Want in a Home?

Features Buyers Want

Congratulations – you’ve been pre-approved for a mortgage and started your journey to achieving homeownership! Now comes the fun part – choosing the must-haves for your dream home. You’ve figured out your budget, square footage, and the number of bedrooms requirements, but what about other features?  If you haven’t decided on additional features for your…Read More

How Your Credit Score Plays Into Buying a Home

Credit Score

Nearly 40% of American’s make New Year’s resolutions. Of those making resolutions, 21% included buying a home on their list of 2020 resolutions.  Before you set out to make your dream of homeownership a reality, there are a number of questions to ask yourself: Where should I buy my home? What style of home do…Read More

Do’s and Don’ts of First-Time Home Buying and Selling

Home Buying and Selling

Buying or selling a home can be an exciting time in a person’s life but there are some common mistakes people tend to make. As the real estate market heats up again, understanding the housing market may help you make your decision on when to buy or sell. While it can seem like a daunting…Read More