Buying a home is an exciting milestone in your life. It’s an opportunity to put down roots and have a place you can finally call your own. But before you call a realtor, you need to establish a budget and ask yourself an important question: How much house can I afford? While having a gourmet…Read More
House hunting can be one of the most exciting times in your life, but it can also be one of the most challenging. Before you start your search, it’s important to ask yourself some questions such as: What type of house do I want? Where do I want to move to? What is my maximum…Read More
If you’re looking to buy a home in a suburban or rural area and have little or no down payment, consider a USDA Rural Development Loan. This can be a great option if you’re a first time home buyer or want to further away from a large, urban area. However, this doesn’t mean your new…Read More
It’s been an uncertain few months in the United States real estate market, largely due to the COVID-19 pandemic and an unstable economy. If you were planning on selling your home this fall, you may now be asking “is now a good time to sell?” or “should I wait to sell until everything settles down?”…Read More
Whether it’s the home where you raised your family, your first (or starter) home, or a home you’ve inherited from your parents, selling a home can be a stressful and emotional experience. Not only will you be packing boxes, but you’ll also be packing memories and embarking on a new chapter in your life. While…Read More
Nearly 40% of American’s make New Year’s resolutions. Of those making resolutions, 21% included buying a home on their list of 2020 resolutions. Before you set out to make your dream of homeownership a reality, there are a number of questions to ask yourself: Where should I buy my home? What style of home do…Read More
“The more things change, the more they stay the same.” This sums up the home buying forecast for 2020. While there will still be opportunities for home buyers, the actual buying journey will be as challenging as it has been in recent years. The number of homes for sale has decreased since 2015, and inventory…Read More
In order to survive a blistering cold Illinois winter, your home needs more than a six-month supply of coffee and a collection of blankets and sweaters. If you plan on hibernating until spring, your home needs to feel homey and inviting. Luckily, winter décorations mean more than keeping your holiday wreaths and décor until March.…Read More
Are you thinking about selling your home? If you’re on the fence about doing so, keep reading. The last quarter of 2019 will likely be the best time to sell your home over the next few years. The experts at Pacor Mortgage have compiled a list of reasons why you should sell now instead of…Read More
Refinancing is the latest buzz word throughout the mortgage and real estate world. But what is refinancing, exactly? In it’s simplest terms, refinancing is replacing an existing mortgage with a new one. The process is similar to when you applied for your original mortgage: researching options, gathering the correct documentation, and submitting an application. Before…Read More