Should You Sell (or Not Sell) in 2021?
For homeowners, it’s a great time to sell and receive a maximum return on your investment. But the question remains: will 2021 follow the same trend?
BLOG
Why Refinance?
Refinancing might be a good option if you want to lower your monthly mortgage payment or pay off your home loan faster. But what is refinancing, exactly? What are the benefits to you as a homeowner? And what do you need to refinance? The mortgage professionals at Pacor Mortgage are here to provide an overview…Read More
Interior Design Trends for 2021
If staying inside our living spaces for the better part of 2020 made us realize anything, it’s “there’s no place like home.” Our homes became – and in most places remain – multi-functional spaces, serving as an office, a school, an entertainment center, and a shelter from what looms outside. And since we’re spending more…Read More
Shop Local When You Can, Even If You’re Shopping Online
2020 has been a year like no other in our lifetime and if you’re like a majority of Americans you are probably counting down the days until we raise our glasses and start a new year. With the coronavirus pandemic ravaging the global economy and wiping out calendars and social gatherings the holidays will no…Read More
Mortgage Rates in 2021
In 2020, 30-year fixed mortgage rates started the year at historically low levels. Rates fell below 3.0% for the first time as COVID-19 took its toll on the economy. What does the future hold? Can we expect interest rates to rise or fall in 2021? Mortgage Rate Forecast According to an average of forecasts from…Read More
Rural Development Loans
If you’re looking to buy a home in a suburban or rural area and have little or no down payment, consider a USDA Rural Development Loan. This can be a great option if you’re a first time home buyer or want to further away from a large, urban area. However, this doesn’t mean your new…Read More
The Time to Sell Is Now!
It’s been an uncertain few months in the United States real estate market, largely due to the COVID-19 pandemic and an unstable economy. If you were planning on selling your home this fall, you may now be asking “is now a good time to sell?” or “should I wait to sell until everything settles down?”…Read More
Ways to Improve Your Credit Score
Your credit score is the biggest factor in determining the mortgage rate you receive, or even if you qualify for a home mortgage. If you have a good or higher credit score, it can ultimately save you thousands of dollars over the life of the loan. According to Experian®, the minimum credit score needed to…Read More
Pacor Mortgage Is An Equal Housing Opportunity Lender
Equal Opportunity Housing is based on the idea that all persons should be granted “equal opportunities” when it comes to renting or purchasing real estate property. Often used in connection with the phrase “Fair Housing,” the term references anti-discrimination policies and laws set forth by the local, state, and federal government. To be considered an…Read More
Post-Pandemic Real Estate Outlook
In the world of real estate, spring is usually the official start of the home-buying frenzy. Prior to mid-March, the real estate industry was slated for a highly competitive and profitable home-buying season thanks to historically low inventory and ultra-low mortgage rates. However, the COVID-19 pandemic changed all that, introducing us to a “new normal.”…Read More